Our Impact Stories
Cows - Go – To - The – Cloud
Agri
Vivriti’s diverse financial solutions are positively impacting the agri landscape in India, right from the farm to the table, and everything in between. Our Group-level disbursements towards agri till FY 24-25 were INR 37.89 Bn. We explore our impact in this sector through two portfolio partners, Cherise (India) Private Limited and Agrizzy (Bizcovery Private Limited).
Climate Smart Agri
At the intersection of agriculture and climate resilience, Vivriti is driving environment-friendly progress in sustainable farming. Through initiatives such as the Pradhan Mantri KUSUM scheme, we are empowering thousands of farmers to adopt solar-powered irrigation solutions. By financing companies executing projects under this scheme, we are enabling increased farm productivity, reduced dependence on fossil fuels and grid electricity, and improved farmer incomes—creating real, last-mile impact across rural India.
Gender - VIRAF
Vivriti India Retail Assets Fund (VIRAF): Launched in 2023, VIRAF is India’s first Asset-Backed-Securitization Fund aimed at deepening India’s securitization market by allowing offshore pools of capital to provide debt financing and mitigate investment risk by using a blended-finance approach. The 10-year fund with a size of USD 250 Mn, focuses on scaling investments in small ticket loans to micro and small enterprises, micro-finance institutions, and women entrepreneurs. The fund aims to improve penetration for last mile financing and address gender gaps in formal finance by earmarking a portion of the fund’s proceeds to women-MSEs and MFIs.